You’ve most likely heard the rule: Save for a 20-percent down payment before you plan on purchasing a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. But there […]
As unfortunate as it can be when homeowners fall behind on mortgage payments and must face the possibility of losing their homes, a short sale or foreclosure will provide them options for moving on financially. The terms are often used interchangeably, but they’re actually quite different, with varying timelines and financial impact on the homeowner. […]
When you put your home up for sale, strategically pricing a home is the most important and complex part of the process. One of the best ways to determine the asking price is to look at comparable sales. There’s rarely a perfect apples-to-apples comparison, so pricing a home often relies on comparisons to several recent […]
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Home inspection is a crucial step in the homebuying process. After finding the perfect house, you will want to ensure that there are no hidden faults that may require lengthy and expensive repairs or renovations down the line. To prepare you for this process, here are the top four things you need to know: The […]